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More Health Care Requires More Choices Giving consumers more choices would improve access to health care by providing individuals with more choices that would be affordable, regardless of insurance status.

The Importance of Business Friendliness A state (or a city or a county or a country) that wants to be loved, economically speaking, must make itself lovable, by implementation of business policies that business loves.

A Better Homeowners’ Insurance Market Awaits For most of the last 20 years, Texas regulators have battled the homeowners’ insurers, attempting to block “excessive” rates. The losers in these battles have been consumers, who have been harmed by the instability injected into the market by over-regulation.

Denying Dropouts a Second Chance? Albert Einstein once said the definition of insanity is doing the same thing over and over and expecting different results. This sounds oddly familiar in the world of education policy. Throw more money at it and expect different results.

Staggering Cost But Questionable Benefit Lieberman/Warner’s unrealistic, exorbitant approach is an ineffective way to address risk of adverse climate change. Modest carbon taxes have fewer economic pitfalls. Accelerated development of carbon capture technology and of new energy sources with intensity comparable to fossil fuels is the most practical long-term approach.

Regents Must Tackle Cost Structure of Higher Education In their appointed capacity as leaders of these university systems, Regents can establish a new vision for Texas higher education that reorients these already strong institutions to be more competitive, more efficient, and more responsive to the students they serve.

Making Less Crime Pay A new British blueprint on prison reform could send ripples across the pond, leading Texas and other states to rethink the way they fund corrections. Following the lead of the U.K's Conservative Party, Texas could truly make less crime pay, given the freedom to innovate using the most successful programs.

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